Regardless of how much money you have or earn you will have future goals, but are these just dreams or are they likely to become a reality.
To achieve your goals, you are likely to need money, and having a financial plan in place improves your chances of achieving those goals.
By analysing your finances – your income, spending, savings and assets and by creating a plan that aligns to your future goals (short / mid & long term) will allow you see if and when your goals might be achieved or what you need to change to achieve them. As we are now living longer it is important you also include your retirement plans as this may spend around 30% of your life in this post work period therefore you need to know you won’t run out of money.
The pandemic has highlighted how life can change quickly – the death of a loved one, the loss of your job or the birth of a child or a combination of these, these life events will affect your plan, so it’s important that as your lifestyle changes you reassess and amend your plans accordingly.
Asking yourself the following questions can help you understand your financial position
If you answer No to any of these questions, then now could be the time to have a Financial Healthcheck.
Finance can be complicated particularly in these times of change and having quality financial guidance and advice can provide you with peace of mind allowing you to enjoy your current life in the knowledge that your future life is also on track.
Depending upon what stage of life you are at the guidance and advice needs to be different, if you are starting your first job or have just purchased your first property, then you may need help with organising your finances and creating a budget, or you could be thinking about your retirement needs and wish to understand your pension or which type of investment is best for you.
ammonite recognises these life stages and that financial education in the UK has been lacking, they use a combination of coaching to improve your awareness and advisors to ensure that you have a financial plan that aligns with your personal life goals. All performed in the comfort of your own home over a zoom call and using ammonites healthcheck and goal mapping app.
Many people hire a personal trainer to get fit, a car has an MOT to check its roadworthy, yet only 6m people in the UK seek financial advice as they think it is for those with wealth. Financial advice is evolving, and ammonite are providing quality guidance and advice to those that need it at prices affordable to all.
Don’t leave your future to chance book your ammonite healthcheck and plan your future. No Jargon, No Judgement and No Big Fees
Having been a financial controller with one of the UKs largest manufacturing companies for 35 years, I became aware of the lack of financial knowledge in the UK, and how this negatively impacts a…
