Summary
Hi there and thank you for taking time to look at our profile.
My name's John Howker and I’m an Equity Release Specialist. I arrange Lifetime Mortgages for the over 55s. I'm based in Blackpool – Lancashire Equity Release – and work predominantly in the North-West, however, with a blend of modern technology and face to face meetings we work across the whole of the UK.
I qualified to advise on Lifetime Mortgages in 2015 and have been exclusively involved in the later life lending market since then. Prior to specialising in the “Later Life” market, I had worked as a qualified Mortgage and Protection Adviser since 2003.
I work on a whole of the market basis so am not restricted to a single or a restricted panel of lenders. The plans I recommend are backed by the Equity Release Council and carry guarantees to ensure you have the right to stay in your home for life but with the ability to move if you want to and provide a No Negative Equity Guarantee meaning that there can be no debt from a Lifetime Mortgage to your beneficiaries or estate.
Yorkshire Equity Release is a family based company of specialist, highly qualified and experienced Equity Release Advisers with over 30 years of combined experience solely in Equity Release and Lifetime Mortgages.
Working across the UK, we offer friendly, confidential and private service with access to all of the major lenders often with bespoke and tailored plans that can only be obtained by a specialist such as us.
Working both with direct clients and our network of introducers, we work hard to find that perfect solution in the shortest possible time cycle and cost to completion.
Feel free to email or call us on any of the details on my profile and have a look over our website.
If you’re a broker, or involved in the mortgage market and are looking for someone to outsource Lifetime Mortgage enquiries to or just need some advice or information on Equity Release please feel free to contact me.
Equity Release may include taking out a Lifetime Mortgage which may reduce the value of your estate and could affect your eligibility for means-tested benefits.
A lifetime mortgage is a long-term commitment that could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your Estate.