The band for 20% has hardly change in 15 years only the increase in personal allowances has gone up and even that has stalled for 5 years and will conitnue for at least another three years. Those people years ago who thought paying 40 % was aspirational are now finding that through inflation have reached that hallowed level are beginning to wonder when will there be a realisation that they are part of the financial drag caused politicians is eating into their disposable income. The 40% rate threshold stands £50,270 when it should be over £65k. The consequence of this is that all types of business's and active investment plans are coming to the for. Whether it be crypto, gold, property, podcasts or AI related business there's is now an abundance of investment vehicles our there. A way out of this financial squeeze is to look at what other ways money can be used to hedge against inflation and tax by stealth. Most of these are 'goldmine' business's that is to say windows of opportunity that will be around for a few years. Some have merit but there are so many business's offering their services it's a question of buyer beware. Due diligence is required when assessing what to spend your time on, and experience is sometimes hard won but there opportunites out there. There's only one of the above that's constant no prizes to which one it's property. Even here the current government are striving to increase reveues from this market when financial prudence might help to promote growth and cut the downward spiral we seem to be heading towards. Still as the population grows so will the demand for houses and the end of the graph shows there are opportunites until the next spiral of course.![Nationwide UK House Prices Index Adjusted for Inflation ['Real' Prices]](https://www.housepricecrash.co.uk/wp-content/uploads/2024/05/real-inflation-adjusted-house-prices-Q1-2024-nationwide-uk-768x475.png)
I'm a retired Chartered Accountant but I'm not retired from business.
Through my experiences in both the Public and Private Sector both here and in Canada I've built up…
